Are individuals permitted to carry a firearm in their vehicle without a handgun license in Indiana?

The correct understanding regarding carrying a firearm in a vehicle in Indiana is that individuals are not permitted to do so without a handgun license. The law in Indiana clearly stipulates that a handgun must be carried "within reach" if it is loaded while being transported in a vehicle, and doing so without a proper license is considered illegal.

While there are provisions regarding the storage of firearms in a vehicle, such as requirements for being unloaded or stored securely, these do not negate the necessity for a license for carrying a handgun in a vehicle. Therefore, those who wish to carry a firearm in their vehicle need to be properly licensed to do so, making the option indicating that carrying without a license is permissible inaccurate.